Personal Insurance

Add liability limits in excess of the underlying policies in increments of $1 million, and in some instances, coverage may be broader than that of the underlying policies.

Affluent Personal Lines

To properly protect yourself and your family, it is important that you purchase the proper level of coverage for your unique circumstances.

Business Insurance

Not all insurance is created equal, and Kettle Creek can structure a plan that provides coverage for the most exhaustive causes of loss.

The Risk Management Process

Identify the Hazards

Identify the Hazards

One of the most important aspects of risk assessment is accurately identifying the potential hazards in your home or arising out of your life style. Hazards are things that could potentially be harmful to someone’s life, health, property, or the environment. A good starting point is to walk around your home and property. Also consider…

Inventory and Value Your Assets

Inventory and Value Your Assets

The next step in the process is to inventory assets. The key to assuring that all of your assets are protected is to establish and maintain a comprehensive inventory of your assets including buildings, structures, personal property, equipment, earnings, investments, collections, autos, watercraft, intellectual property and key personnel. The next major step in the process…

Assess the Risk

Assess the Risk

When considering risk, think about what could take place, the likelihood of it occurring and the financial impact should the risk exposure result in a loss. There are several methods of classifying hazards, but most approaches use factors such as “likelihood” or “probability” of the hazard turning into an incident or accident. It’s also important…

Risk Mitigation Techniques

Risk Mitigation Techniques

Once you have identified the hazards, inventoried and valued your exposures to loss and assessed the risk, there are a variety of methods by which risk can be managed including: avoidance, loss prevention, loss reduction, risk retention and risk transfer via insurance.

About Kettle Creek Insurance, LLC

Kettle Creek is an independent insurance agency dedicated to serving the needs of the residents and businesses that are located throughout Connecticut and the mid-Atlanticand Northeast. In particular, Kettle Creek represents individuals, families and business whose primary interests are located in the towns of Weston, Redding, Greenwich, New Canaan, Ridgefield, Wilton, Bethel, Fairfield, Darien, and Westport, Connecticut. The principals of Kettle Creek have expertise in risk management, wealth management and insurance and are actively involved in the community. Many of our clients have secondary vacation homes throughout the U.S. including urban retreats in New York, coastal properties in Nantucket, Cape Cod, the Outer Banks and Florida and rural homes in Vermont, New Hampshire, Maine and Colorado.

Our Service Pledge

Kettle Creek’s goal is to deliver to every client:

  • A comprehensive and affordable insurance program
  • Confidential service and advice delivered with Integrity and Objectivity
  • “Concierge Level” Service – Personalized and Dependable 24/7/365
  • Security and Peace of Mind
  • Access to a broad offering of competitive products

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