One of the most important aspects of risk assessment is accurately identifying the potential hazards in your home or arising out of your life style. Hazards are things that could potentially be harmful to someone’s life, health, property, or the environment. A good starting point is to walk around your home and property. Also consider…
The next step in the process is to inventory assets. The key to assuring that all of your assets are protected is to establish and maintain a comprehensive inventory of your assets including buildings, structures, personal property, equipment, earnings, investments, collections, autos, watercraft, intellectual property and key personnel. The next major step in the process…
When considering risk, think about what could take place, the likelihood of it occurring and the financial impact should the risk exposure result in a loss. There are several methods of classifying hazards, but most approaches use factors such as “likelihood” or “probability” of the hazard turning into an incident or accident. It’s also important…
Once you have identified the hazards, inventoried and valued your exposures to loss and assessed the risk, there are a variety of methods by which risk can be managed including: avoidance, loss prevention, loss reduction, risk retention and risk transfer via insurance.
Kettle Creek is an independent insurance agency dedicated to serving the needs of the residents and businesses that are located throughout Connecticut and the mid-Atlanticand Northeast. In particular, Kettle Creek represents individuals, families and business whose primary interests are located in the towns of Weston, Redding, Greenwich, New Canaan, Ridgefield, Wilton, Bethel, Fairfield, Darien, and Westport, Connecticut. The principals of Kettle Creek have expertise in risk management, wealth management and insurance and are actively involved in the community. Many of our clients have secondary vacation homes throughout the U.S. including urban retreats in New York, coastal properties in Nantucket, Cape Cod, the Outer Banks and Florida and rural homes in Vermont, New Hampshire, Maine and Colorado.